Sometimes when you open your MPL wallet, it may not be clear why you see three separate balances: Deposit Cash, Winnings, and Bonus Cash. You might wonder why only part of your balance is usable in a game, or why you can’t withdraw everything that’s showing. These questions are common, especially when you start playing real money games on MPL.
The good thing is, each part of the wallet has a clear purpose. Deposit Cash is the money you add yourself. Winnings is the amount you win through games and can withdraw. Bonus Cash is a reward from MPL that helps you save on entry fees. Everything in the wallet is made to support your gameplay and give you the best experience, whether you’re playing casually or joining high-prize tournaments.
This guide will help you understand what each section means, how the money moves when you play, and how you can manage it smartly. Once you understand how the wallet works, you’ll find it much easier to join games, keep track of your money, and enjoy the platform with confidence.
What’s Inside Your MPL Wallet – Deposit Cash, Winning Cash, and More
Your MPL Wallet might look simple, but it’s built to give you a clear and smart way to manage your game money. Let’s break down what each section means: Deposit Cash, Winnings, and Bonus Cash and how they work together to support your gameplay.
1. Deposit Cash: The Money You Add
This is the money you add directly to MPL from your bank account, UPI apps (like PhonePe or Paytm), credit/debit cards, or net banking. Just tap the “Add Money” button in the Wallet section (top right corner of the app), and you’re ready to join real-money games.
How You Can Use Deposit Cash:
- Join cash battles and tournaments
- Pay entry fees for various games
- Combine with Bonus Cash to reduce your entry cost
What to Know:
- Deposit Cash is meant for gameplay. It’s not directly withdrawable.
- If you win using this cash, your earnings move to the Winnings section, which can be withdrawn.
- Banks may apply a small fee (around 1%) on credit card wallet loads if you cross certain monthly limits (e.g. ₹10,000). Best to check with your card provider.
- Refunds are not applicable once the amount is used to enter a game. Make sure you only enter games you’re ready to play.
2. Winnings Cash: Your Withdrawable Reward
This is where your real rewards are stored. Every time you win a cash game or top a tournament leaderboard, your prize lands here. You can either withdraw this amount to your bank or use it again to join more games.
How It Works:
- Winnings are credited automatically after a match, usually after TDS (if applicable).
- You’ll find this amount in the Winnings section of your MPL Wallet.
Important Details:
- KYC is required to withdraw: Upload PAN, Aadhaar, or voter ID to verify your profile.
- Minimum withdrawal starts at ₹20.
- If your single-game winnings cross ₹10,000, TDS (30%) is deducted as per government guidelines.
- Withdrawals via UPI are usually instant. Bank transfers can take up to 7 working days.
- If using Paytm for withdrawal, ensure your Paytm number matches your MPL number and has minimum KYC completed.
3. Bonus Cash: Extra Rewards to Support Your Play
Bonus Cash is given by MPL as a reward for participating in promotions, referring friends, signing up, or being active on the app. While this is not withdrawable, it is a helpful tool to save on game entry costs.
How You Can Get Bonus Cash:
- Through referral programs
- By participating in events, contests, or spin-the-wheel offers
- Special promotions or rewards for regular players
How to Use It:
- Apply it to cover a portion of your entry fee
- Combine with Deposit or Winnings Cash to enter tournaments
- Use it strategically in high-prize games to reduce personal spending
What You Should Know:
- Bonus Cash cannot be withdrawn or transferred.
- It can only be used for entry fees where allowed (not all games allow Bonus usage).
- Bonus Cash may have an expiry date or limited usage conditions.
- For example, a game with ₹7 entry might only allow ₹0.50 from Bonus Cash. The rest would be paid through Deposit or Winnings.
How MPL Uses Wallet Money in a Game
When you enter a paid game, MPL follows a set order to deduct the entry fee:
- Winnings Cash
- Deposit Cash
- Bonus Cash (if allowed)
So, if a game costs ₹10 and you have ₹5 in Winnings, ₹5 in Deposit, and ₹10 in Bonus, the fee will be taken from Winnings and Deposit. Bonus will be used only if the game allows it.
In case of game cancellation or technical issues, MPL credits the exact amount you paid back into your wallet, based on how the entry fee was initially split.
Smart Tips to Manage Your MPL Wallet
Managing your wallet well means smoother gameplay, better control, and maximum value from your entries. Here are a few simple tips to help you stay on top of things:
- Complete your KYC early: so withdrawals are easy when you win.
- Use Bonus Cash smartly: choose games that allow it, and save your Deposit or Winnings for others.
- Check your transaction history: regularly to stay informed.
- Set your own limits: Use the app for fun and skill, and never play with essential funds.
- Follow age requirements: You must be 18+ to play cash games and withdraw winnings.
- Understand tax deductions: TDS applies only on winnings above ₹10,000 in a single contest.
If you ever need help, reach out to MPL support from within the app. The team is responsive and always ready to guide.
Final Thoughts
Your MPL Wallet is designed to give you full control over your game journey. Think of it as three smart pockets:
- Deposit Cash: The money you add to play games
- Winnings: The money you win and can withdraw
- Bonus Cash: Extra support from MPL to help you play more
Understanding how each part works helps you make the most of every game you play. Everything in the wallet system is designed to be user-friendly, transparent, and focused on your experience. With this clarity, you can now enjoy the thrill of games while managing your wallet like a pro.
FAQs
1. Can I withdraw Bonus Cash from my MPL wallet?
No. Bonus Cash is promotional and can only be used to partially cover entry fees for select games.
2. What’s the minimum amount I need to withdraw from MPL?
The minimum withdrawal is usually ₹20. Check the app for the latest limit.
3. Why is KYC required on MPL?
KYC is required to verify your identity and allow withdrawals, as per legal and security guidelines.
4. How long does MPL take to process withdrawals?
UPI withdrawals are generally instant. Bank transfers may take up to 7 working days.
5. In what order does MPL deduct money from my wallet?
MPL deducts entry fees in this order:
→ Winnings → Deposit Cash → Bonus Cash (if allowed)
6. What happens if a game crashes after I pay the entry fee?
If the game is cancelled due to technical reasons, the entry fee is refunded to your wallet.
7. Does Bonus Cash expire?
Yes. Some Bonus Cash offers have an expiry or usage conditions. Check your wallet for details.
8. Can I use 100% Bonus Cash to enter a game?
No. Only a small percentage of Bonus Cash can be used per game, and only in select games.
9. Can I transfer my Winnings to someone else’s account?
No. Winnings can only be withdrawn to accounts linked with your verified MPL profile.
10. Can I get my Deposit Cash back if I don’t use it?
No. Deposit Cash is meant to be used for gameplay and cannot be refunded. It must be used to play and win.
11. Is there a daily withdrawal limit on MPL?
Yes. Limits may apply based on your account and KYC status. You can view your limits in the app.
