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Rules of Rummy

Understanding the concepts and objectives might not be enough to win a game of rummy. It is paramount to have a basic understanding of the rummy game rules in order to compete against millions of players online. While most rules of rummy are general across all variations, there are specific rules to keep in mind when playing the different types of rummy.

What are the basic rules to play the rummy game?

First and foremost, 13 Card Rummy is the most popular rummy game in India. Also known as Indian Rummy, each player is dealt 13 cards to start the game. The primary objective is to be the first on the table to make valid combinations. Once the combinations are set, a player can declare the game.

According to Indian Rummy rules, the mandatory requirement to declare is two sequences, out of which one must be a Pure Sequence (without the use of Joker). The remaining cards can be either in sets or sequences.

It is important to re-check the cards before clicking on the ‘Declare’ button. A premature declaration, without the valid/incorrect combinations, will be deemed as an invalid declaration. This will result in the player losing the game. A valid declaration needs two sequences – one pure sequence and one impure sequence. The remaining cards need to be in a combination (set or sequence)

A typical example of an invalid declaration is:
MPL Fantasy Sticker

2♣️3♣️ 4♣️ 5♠️ | 5♦️ 6♦️PJ | 8♣️ 8♠️ 8♥️ | 7♠️ 7♥️ 7♦️ This is an invalid declaration as the given combination does not have the mandatory pure sequence.

A typical example of a valid declaration is:
MPL Fantasy Sticker

5♠️ 6♠️ 7♠️ | A♥️ 2♥️ PJ | 8♣️ 8♠️ 8♥️ | 7♠️ 7♥️ 7♦️ On every turn, the player has to draw a card and discard one from his hand mandatorily. The player can draw a card by selecting either the topmost card from the closed deck or the card that was discarded in the previous turn.

Rules to Play Points Rummy

Points Rummy: No. of Players

Points Rummy can be played by 2 to 6 players in a table. It is a single round of rummy, where the game ends as soon as one of the players makes a declaration. The maximum points a losing player gets is 80.

On the first turn, if the first player picks up a card and then discards, while the second player on the second turn, picks up and declares, the first player will lose the maximum number of points. On the other hand, the third and fourth player, who got no chance to play, lose half the points as compared to the first player.

Points Rummy: Goals/Objectives

The objective is to make two sequences – one mandatory pure sequence is required. The rest of the cards need to be in combinations of sets or sequences.

Points Rummy: Player Winnings

Winning Amount = (Sum of all points that opponents lost) x (Pre-decided rupee value of points) – MPL fee

Rules to Play Pool Rummy

Pool Rummy: No. of Players

Pool Rummy can be played by 2 to 6 players in a table.

Pool Rummy: Goals/Objectives

The basic game remains similar to Points Rummy, the only difference being it is played over a number of rounds. It is played with a predetermined points tally – 101 or 201 Rummy. The player to reach the points tally first gets eliminated. The objective is to score the least possible points in every round and avoid elimination. The last remaining player on the table is declared as the winner.

As per Pool Rummy rules, this variation is played over a number of rounds and as a result, players can opt to exit and re-enter the table. The player can rejoin a table only if the highest accumulated score on the table is less than or equal to 79 points in 101 Rummy and below 174 points in 201 Rummy. The player rejoining will get a new score that will be one more than the highest score at the time of joining.

In 101 Pool Rummy, the first drop is worth 20 points and the middle drop is worth 40 points. In 201 Pool Rummy, the first drop and middle drop are worth 25 and 50 points respectively.

Pool Rummy: Player Winnings

Winning Amount = (Entry Fee Amount) x (Number of Players) – MPL fee

Rules to Play Deals Rummy

Deals Rummy: No. of Players

Deals rummy is played between 2 to 6 players. Deals Rummy is essentially a game of Points Rummy that is played for a number of deals/rounds. In India, Deals Rummy is popularly played over 2 to 6 deals.

Deals Rummy: Goals/Objectives

As per Deals Rummy rules, this variation of rummy is played with a pre-decided number of deals. Every player gets an equal score at the start of every deal. The winner of every deal wins scores from the players corresponding to the sum of scores of all losing players. The player with the most number of scores at the end of the predetermined deals is declared as the winner and wins the entire prize pool.

Deals Rummy: Player Winnings

Winning Amount = (Entry Fee) x (Number of Players) – MPL fee

How Rummy Points are Calculated?

As mentioned, in rummy, each card carries a certain number of points. The losing player gets points corresponding to the total value of all cards in his/her hand. If the losing player fails to make the two mandatory sequences, the value of all cards is added, capped at 80 points. If the player has formed two sequences including a pure sequence, the value of cards not in any combination is calculated.

Here is the Rummy Points System -

Player with no combinations in his handValue of all cards is added, capped at 80 points
Player with two sequences, including one pure sequenceValue of cards that are not in any combination are added
Invalid Declaration80 points
First Drop20 points
Middle Drop40 points

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